HECS/HELP Repayment Calculator

Estimate your annual HECS/HELP repayment based on your income.

Annual Repayment Income (AUD)

Current HECS/HELP Debt (AUD)

Tax Year

Additional Voluntary Repayment (AUD)

Repayment Income $80,000.00

Estimated Repayment Rate 0.00%

Compulsory Annual Repayment $0.00

Additional Voluntary Repayment $0.00

Total Annual Repayment $0.00

Estimated Remaining HECS/HELP Debt $30,000.00

This calculator provides a general estimate of compulsory HECS/HELP repayments based on repayment income and the selected Australian tax year. Actual repayment obligations may vary based on your taxable income, reportable fringe benefits, investment losses, super contributions, foreign income and current Australian Government repayment rules.

How this calculator works

The HECS/HELP Repayment Calculator estimates your compulsory student loan repayments based on your annual repayment income and current Australian repayment thresholds. It also allows you to include voluntary repayments to estimate your total repayment amount and remaining loan balance. Results are intended as a guide only.