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ATO 2026–27 rates · 500 calculators

Australia's money maths,solved in seconds

500 free calculators for tax, take-home pay, HECS, super, mortgages, debt, business and energy — accurate, private and built for Australians.

  • Built for Australia
  • Privacy first
  • Instant results
  • Always free

500+ calculators

Tax, pay, property, super, business and energy tools in one place.

100% free

No accounts, no paywalls, no usage limits — every tool, every time.

Australian focused

Built on ATO 2026–27 rates, GST, HECS and super rules.

Privacy first

Calculations run in your browser. Your numbers never leave your device.

Most Popular Calculators

The tools Australians use every day.

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Income, Tax and Work

Take-Home Pay Calculator

Work out your estimated Australian take-home pay after income tax, the Medicare levy, HELP repayments and salary sacrifice for the 2026–27 year.

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Income, Tax and Work

Tax Calculator

Estimate Australian income tax for 2026–27 using current resident brackets and the Medicare levy phase-in for a single taxpayer with no dependants.

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Mortgages

Mortgage Calculator

Estimate principal-and-interest home loan repayments and total interest owed over the loan term at current Australian mortgage interest rates today.

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Income, Tax and Work

HECS/HELP Repayment Calculator

Estimate your compulsory HECS-HELP student loan repayment for 2026–27 and see exactly how voluntary payments shrink your remaining study debt faster.

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Business

GST Calculator

Add or remove Australia's 10% Goods and Services Tax from any amount instantly using the standard ATO divide-by-eleven calculation method for GST.

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Mortgages

Extra Mortgage Repayment Calculator

See how much interest and how many years you save by adding extra repayments to your Australian home loan each month, on top of the standard schedule.

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Loans and Debt

Credit Card Repayment Calculator

Find out how long your Australian credit card balance will take to pay off, what it costs in interest, and exactly how much extra repayments can save.

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Super and Retirement

Super Guarantee Calculator

Calculate employer super guarantee contributions at the current 12% rate on qualifying earnings under 2026–27 Payday Super rules, per pay cycle and year.

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Vehicles

Fuel Cost Calculator

Estimate trip, weekly and annual petrol costs in Australian dollars from your car's L/100km fuel economy and the current price per litre at the pump.

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Calculator categories

All 500 tools, neatly organised.

Construction

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Newly added tools

The latest additions to CalcAussie.

Why use CalcAussie

Current ATO rates

Tax, pay and super tools use 2026–27 resident rates from one reviewed source of truth.

Nothing leaves your device

Every calculation runs locally in your browser. No accounts, no tracking of your numbers.

Instant, no waiting

Results update as you type — no submit-and-wait, no page reloads, no ads in the way.

Works everywhere

Designed mobile-first, accessible by keyboard and readable from 320px up to widescreen.

Frequently asked questions

Everything you need to know about CalcAussie.

Are CalcAussie's calculators free to use?+

Yes — all 500 calculators on CalcAussie are 100% free, with no sign-up, no accounts and no limits on how often you use them.

Are the tax rates up to date for Australia?+

Yes. Our tax, pay and super tools use ATO 2026–27 resident rates, including the 2% Medicare levy and the 12% super guarantee. Rates live in one central file that is reviewed every financial year.

Do you store the numbers I enter?+

No. Every calculation runs locally in your browser. Nothing you type is sent to a server, logged or saved.

Can I use these on my phone?+

Absolutely. Every page is mobile-first and works on iOS, Android, tablets and desktops, including offline-friendly instant results.

Is this financial advice?+

No. CalcAussie provides general estimates only. For decisions about tax, loans, super or investments, speak to a licensed Australian professional.

Popular related searches

General information only. CalcAussie gives estimates based on the figures you enter and published Australian rates. It is not financial, tax or legal advice — check with a licensed professional before acting on a result.