Family and Household Calculators
Plan common Australian family and household expenses, including child care, pets, weddings, moving and recurring home costs.
Local fees and household circumstances vary, so these tools are designed around the figures you enter rather than a single national average. For government payments such as Child Care Subsidy, use the official entitlement service first and then test the out-of-pocket effect here.
How to use these calculators well
- Use the household's actual fees and recurring expenses rather than a national average.
- Convert annual and irregular bills into consistent weekly or monthly amounts.
- Verify government payment eligibility through the responsible agency.
Child Care Cost Calculator
Estimate Australian child-care costs after your entered subsidy percentage. Compare weekly, fortnightly, monthly and annual out-of-pocket amounts.
Open calculatorPet Cost Calculator
Estimate the ongoing monthly and annual cost of owning a pet from food, vet care, insurance and other regular expenses.
Open calculatorWedding Budget Calculator
Allocate a total wedding budget across venue, catering, attire and other common categories to keep spending on track.
Open calculatorBaby Cost Calculator
Estimate the first-year cost of a new baby by adding up nappies, formula, clothing, equipment and other essential costs.
Open calculatorBill Split Calculator
Split a shared household bill evenly or by custom shares between multiple people, such as electricity, internet or water.
Open calculatorCleaning Cost Calculator
Estimate the cost of a professional home clean, or compare it with the ongoing cost of a regular cleaning service.
Open calculatorCost of Living Comparison Calculator
Compare your household budget against a different city or region using a percentage cost-of-living adjustment you enter.
Open calculatorGrocery Budget Calculator
Estimate your household's weekly and monthly grocery spend based on household size and an average cost per person.
Open calculatorHome Contents Value Calculator
Add up the estimated replacement value of your furniture, electronics and belongings to help set a contents insurance sum insured.
Open calculatorHousehold Budget Calculator
Add up household income against housing, utility, grocery and other regular costs to see your monthly surplus or shortfall.
Open calculatorHousehold Emergency Fund Calculator
Work out a target emergency fund based on your essential monthly household expenses and how many months of cover you want.
Open calculatorLaundry Cost Calculator
Estimate your household's weekly and monthly laundry running costs from washing machine loads, electricity and water use.
Open calculatorMeal Cost Per Serve Calculator
Work out the cost per serve of a home-cooked meal by dividing total ingredient cost by the number of servings.
Open calculatorMoving Cost Calculator
Add up removalist, truck hire, packing supplies and other costs to estimate your total house moving budget.
Open calculatorPocket Money Planner
Plan a weekly pocket money allowance for your children and see the total annual cost across your family.
Open calculatorRecipe Scaling Calculator
Scale a recipe's ingredient quantities up or down to match a new number of servings.
Open calculatorRent Split Calculator
Split rent fairly between three housemates using equal shares or custom room weightings for size, ensuite access or other agreed features. Free and instant.
Open calculatorSchool Costs Budget Calculator
Add up school fees, uniforms, excursions and other annual costs per child to estimate your total yearly school budget.
Open calculatorShared Expenses Calculator
Track shared spending between two people and calculate who owes whom to settle up fairly and evenly.
Open calculatorSubscription Cost Calculator
Add up your household's streaming, app and membership subscriptions to see the true total monthly and annual cost.
Open calculatorRelated Australian guides
Go beyond the result and review the assumptions, source material and decision checks that matter for this category.
7 minute guide
Estimating child-care costs after subsidy
Estimate Australian child-care out-of-pocket costs while keeping subsidy eligibility, hourly caps, activity and reconciliation separate.
7 minute guide
Building a household budget that survives real life
Create an Australian household budget using actual transaction patterns, irregular bills, buffers and a repeatable monthly review.