Saving and Investing Calculators
44 free calculators in this category. Every result is worked out in your browser — nothing you type is sent anywhere.
52-Week Savings Challenge Calculator
See how much you would save over a year using the classic 52-week savings challenge, with a standard or reverse escalating schedule.
Open calculatorAsset Allocation Calculator
See the percentage split of your portfolio across shares, property, cash and other assets, and the dollar amount in each.
Open calculatorAverage Share Price Calculator
Work out your average (cost base) price per share across multiple purchases at different prices and quantities.
Open calculatorBonus Interest Saver Calculator
Compare the interest earned on an Australian bonus saver account when conditions are met against the lower base rate when they are not.
Open calculatorBreak-Even Share Price Calculator
Calculate the share price you need to sell at to break even after accounting for brokerage on both the buy and sell trades.
Open calculatorCapital Gains Discount Calculator
Estimate the taxable capital gain on shares held over 12 months after applying the Australian 50% CGT discount for individuals.
Open calculatorChristmas Savings Plan Calculator
Work out how much to set aside each week or fortnight to cover your Christmas and holiday spending budget without the debt hangover.
Open calculatorCompound Annual Growth Rate (CAGR) Calculator
Calculate the compound annual growth rate of an investment from its starting value, ending value and number of years held.
Open calculatorCompound Interest Calculator
Project long-term compound growth on investments, super balances or term deposits with flexible compounding frequencies, contributions and time horizons.
Open calculatorDividend Income Calculator
Estimate total annual dividend income from your shareholding based on units held and dividend per share, with optional franking credits.
Open calculatorDividend Reinvestment Calculator
Project how a dividend reinvestment plan (DRP) grows your share holding and future dividend income over time.
Open calculatorDividend Yield Calculator
Calculate the dividend yield on a share from its annual dividend per share and the current or purchase share price.
Open calculatorDollar Cost Averaging Calculator
Project how regular investment contributions grow over time with dollar cost averaging, showing a year-by-year balance and total growth achieved.
Open calculatorEmergency Fund Calculator
Work out how big your Australian emergency fund should be and how many months of regular saving it will take to reach your financial safety-net target.
Open calculatorETF Fee Impact Calculator
Compare ETF growth with and without a management fee to reveal how much even a small percentage fee costs you in dollars over the long term.
Open calculatorHigh Interest Savings Account Interest Calculator
Estimate the monthly and annual interest earned on an Australian high interest savings account, including the effect of monthly compounding.
Open calculatorInflation Calculator
See how Australian inflation erodes your purchasing power over time, or estimate a future cost using your own assumed annual inflation rate.
Open calculatorInterest Earned After Tax Calculator
Calculate the after-tax value of interest earned on Australian savings or term deposits once your marginal tax rate is applied.
Open calculatorInvestment Beta Calculator
Estimate a share or portfolio's expected return using its beta against the market via the Capital Asset Pricing Model (CAPM).
Open calculatorInvestment Fees Impact Calculator
See how ongoing management fees reduce your investment balance over time compared with a fee-free scenario.
Open calculatorInvestment Return Calculator
Work out your investment profit, total return percentage and annualised (CAGR) return from an initial and final value over any chosen period.
Open calculatorKids Savings Account Growth Calculator
Project how a child's Australian savings account will grow over time with regular deposits from pocket money, gifts and interest.
Open calculatorManagement Expense Ratio (MER) Calculator
Calculate a fund's management expense ratio and the annual dollar fee it charges on your investment balance.
Open calculatorMarket Capitalisation Calculator
Calculate a company's market capitalisation from its share price and total shares on issue to gauge company size.
Open calculatorNet Worth Calculator
Add up your assets and liabilities, including super, property equity and HELP debt, to calculate your current Australian personal net worth position.
Open calculatorOffset Account vs Savings Account Comparison
Compare keeping spare cash in a mortgage offset account against a high interest savings account, accounting for tax on savings interest.
Open calculatorPortfolio Return Calculator
Calculate the total percentage and dollar return on an investment portfolio, including any contributions made during the period.
Open calculatorPrice-to-Earnings (P/E) Ratio Calculator
Calculate a share's price-to-earnings ratio from its share price and earnings per share to gauge relative valuation.
Open calculatorProperty vs Shares Calculator
Compare the projected long-term growth of an investment property against a share portfolio using your own growth rate assumptions.
Open calculatorReal Return After Inflation Calculator
Work out the real, inflation-adjusted return on Australian savings or investments after subtracting the effect of inflation on purchasing power.
Open calculatorRebalancing Trade Size Calculator
Work out the dollar amount to buy or sell in one asset class to bring your portfolio back to its target allocation.
Open calculatorRound-Up Savings Calculator
Estimate how much you could save each month by rounding up everyday Australian card purchases to the nearest dollar or set amount.
Open calculatorSavings Calculator
See how regular deposits and compounding interest grow a high-interest Australian savings account over any savings goal and time horizon you choose.
Open calculatorSavings Goal Calculator
Find out how long it takes to reach a savings target from your current balance, regular contributions and expected return, with a projected date.
Open calculatorSavings Rate Percentage Calculator
Work out what percentage of your Australian take-home income you are saving each period, a key measure of financial progress.
Open calculatorSavings Withdrawal Impact Calculator
See how a one-off withdrawal from an Australian savings account affects long-term growth compared with leaving the balance untouched.
Open calculatorShare Brokerage Calculator
Estimate the total brokerage fees on a share purchase or sale using your broker's flat fee or percentage rate.
Open calculatorShare Profit and Loss Calculator
Work out the dollar profit or loss and percentage return on a share trade after brokerage on both the buy and sell.
Open calculatorSharpe Ratio Calculator
Calculate the Sharpe ratio of an investment or portfolio to measure return earned per unit of risk taken.
Open calculatorSimple Interest Calculator
Calculate simple interest earned on a deposit or owed on a loan in Australia, showing total interest and the final balance without any compounding.
Open calculatorSinking Fund Calculator
Calculate the regular contribution needed to build a sinking fund in Australia for a known future expense by a set date.
Open calculatorTerm Deposit Return Calculator
Work out the interest and maturity value of an Australian term deposit based on your deposit amount, rate and term length.
Open calculatorTime to Save a Target Calculator
Estimate how many months it will take to reach an Australian savings goal given your starting balance, regular deposits and interest rate.
Open calculatorYield on Cost Calculator
Calculate your dividend yield on cost, comparing today's dividend to your original purchase price rather than the current share price.
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