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CalcAussie

Loans and Debt Calculators

Estimate a standard Australian car loan using the purchase price, deposit, interest rate and term you enter.

The calculator uses reducing-balance amortisation and excludes establishment fees, ongoing fees and balloon payments. Compare written offers using the same financed amount and term, and use the linked guide to build a complete cost comparison.

How to use these calculators well

  • Include compulsory fees and any balloon or residual payment.
  • Keep the loan amount and term consistent when comparing offers.
  • Use an affordability result as a scenario, not evidence of lender approval.
Loans and Debt

Car Loan Calculator

Calculate Australian car-loan repayments and total interest from the vehicle price, deposit, rate and term. Compare finance scenarios instantly.

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Related Australian guides

Go beyond the result and review the assumptions, source material and decision checks that matter for this category.

2 minute guide

How to compare the total cost of a car loan

Compare Australian car loans using repayments, fees, comparison rates, balloon payments and total interest rather than the monthly figure alone.

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