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Every CalcAussie tool — 100 free Australian calculators, grouped by category. Search or filter to find yours.
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Income, Tax and Work
22 toolsTax Calculator
Estimate your Australian income tax for the 2026–27 financial year with current ATO resident tax brackets and the 2% Medicare levy included instantly.
Open calculatorTake-Home Pay Calculator
Work out your estimated Australian take-home pay after income tax, the Medicare levy, HELP repayments and salary sacrifice for the 2026–27 year.
Open calculatorHECS/HELP Repayment Calculator
Estimate your compulsory HECS-HELP student loan repayment for 2026–27 and see exactly how voluntary payments shrink your remaining study debt faster.
Open calculatorContractor Hourly Rate Calculator
Work out the minimum hourly and day rate an Australian contractor or sole trader needs to cover income, super, business expenses and unpaid leave properly.
Open calculatorABN Tax and GST Set-Aside Calculator
Work out how much of your ABN income to set aside for GST and income tax so quarterly BAS lodgements and tax time never catch your business by surprise.
Open calculatorWorking Holiday Maker Tax Calculator
Estimate Australian income tax on a 417 or 462 working holiday visa using the current working holiday maker tax rates and brackets for 2026–27.
Open calculatorPay Rise Calculator
Compare your old and new Australian salary to see the exact dollar increase, percentage rise and what it means per week, fortnight, month and hour.
Open calculatorRedundancy Pay Calculator
Estimate National Employment Standards redundancy pay and minimum notice period entitlements from your weekly pay and total years of continuous service.
Open calculatorAnnual Leave Payout Calculator
Calculate the gross value of unused annual leave, including 17.5% leave loading where it applies, when you resign or your Australian employment ends.
Open calculatorSalary Calculator
Convert an annual Australian salary into monthly, fortnightly, weekly, daily and hourly pay equivalents instantly based on your standard working week.
Open calculatorOvertime Calculator
Work out overtime pay at time-and-a-half, double time or any custom multiplier set by your Australian award, enterprise agreement or employment contract.
Open calculatorHourly Rate to Annual Salary Calculator
Convert an hourly wage into weekly, fortnightly, monthly and annual pay, with an optional super add-on, so you can compare job offers accurately in Australia.
Open calculatorCasual Loading Calculator
Work out a casual employee's loaded hourly rate and total pay from a base award rate plus a loading percentage, commonly 25% under Australian awards.
Open calculatorShift Penalty Rate Calculator
Calculate total shift pay combining ordinary hours, penalty-rate hours at a chosen multiplier like 1.5x or 2x, overtime hours and any fixed shift allowances.
Open calculatorPublic Holiday Pay Calculator
Estimate public holiday pay in Australia using your chosen holiday rate multiplier, a minimum engagement period and any fixed allowance for the day worked.
Open calculatorLeave Accrual Calculator
Track annual or personal leave accrued from ordinary hours, entitlement weeks per year, months of service and leave already taken, in hours and dollars.
Open calculatorCapital Gains Tax Calculator
Estimate Australian capital gains tax on an asset sale, factoring in cost base, capital losses, the 50% CGT discount for eligible holdings and tax payable.
Open calculatorFranking Credits Calculator
Gross up a fully or partially franked Australian dividend to reveal the attached franking credit, your grossed-up dividend, and an estimated tax refund or bill.
Open calculatorWork From Home Deduction Calculator
Estimate your working-from-home tax deduction using the ATO fixed-rate method, your own cents-per-hour rate, or the actual cost method for itemised expenses.
Open calculatorWork-Related Car Expense Calculator
Calculate a work-related car expense deduction with the ATO cents-per-kilometre method and its annual cap, or the logbook method using business-use percentage.
Open calculatorTax Depreciation Calculator
Project a first-year and five-year depreciation schedule for a work or business asset using the ATO's prime cost or diminishing value method, pro-rated.
Open calculatorLong Service Leave Calculator
Estimate long service leave accrued from your years of continuous service, weeks remaining after leave taken, and the gross value at your ordinary rate.
Open calculatorSuper and Retirement
7 toolsSuper Guarantee Calculator
Calculate employer superannuation guarantee contributions at the current 12% rate on ordinary time earnings, shown per pay cycle and per financial year.
Open calculatorSalary Sacrifice Calculator
See how salary sacrificing into super lowers your income tax, what actually lands in your fund after contributions tax, and how the balance grows over time.
Open calculatorSuper Contribution Cap Calculator
Check concessional and non-concessional super contributions against annual caps, including carry-forward and bring-forward rules, and flag any excess.
Open calculatorRetirement Savings Calculator
Project your Australian retirement savings balance in nominal and today's-dollar terms from your balance, contributions and expected returns.
Open calculatorFIRE Number Calculator
Calculate your Australian FIRE number for financial independence using your desired annual expenses and safe withdrawal rate, plus years to reach it.
Open calculatorSuper Retirement Projection Calculator
Project your superannuation balance at retirement, factoring employer contributions, salary sacrifice, the 15% contributions tax, fees and inflation.
Open calculatorPension Drawdown Calculator
Simulate drawing down a retirement account year by year with your chosen withdrawal rate, investment return and fees, and see when funds run out.
Open calculatorSaving and Investing
10 toolsSavings Calculator
See how regular deposits and compounding interest grow a high-interest Australian savings account over any savings goal and time horizon you choose.
Open calculatorCompound Interest Calculator
Project long-term compound growth on investments, super balances or term deposits with flexible compounding frequencies, contributions and time horizons.
Open calculatorEmergency Fund Calculator
Work out how big your Australian emergency fund should be and how many months of regular saving it will take to reach your financial safety-net target.
Open calculatorNet Worth Calculator
Add up your assets and liabilities, including super, property equity and HELP debt, to calculate your current Australian personal net worth position.
Open calculatorSimple Interest Calculator
Calculate simple interest earned on a deposit or owed on a loan in Australia, showing total interest and the final balance without any compounding.
Open calculatorInflation Calculator
See how Australian inflation erodes your purchasing power over time, or estimate a future cost using your own assumed annual inflation rate.
Open calculatorInvestment Return Calculator
Work out your investment profit, total return percentage and annualised (CAGR) return from an initial and final value over any chosen period.
Open calculatorDollar Cost Averaging Calculator
Project how regular investment contributions grow over time with dollar cost averaging, showing a year-by-year balance and total growth achieved.
Open calculatorETF Fee Impact Calculator
Compare ETF growth with and without a management fee to reveal how much even a small percentage fee costs you in dollars over the long term.
Open calculatorSavings Goal Calculator
Find out how long it takes to reach a savings target from your current balance, regular contributions and expected return, with a projected date.
Open calculatorProperty
10 toolsRental Yield Calculator
Calculate gross and net rental yield on an Australian investment property after vacancy, council rates, strata, insurance and property management fees.
Open calculatorRent Affordability Calculator
Find out how much weekly rent comfortably fits your budget using the 30% housing guideline alongside your existing household income and housing costs.
Open calculatorHouse Price Growth Calculator
Project future Australian property values from an assumed annual growth rate, or work out the annualised compound growth rate between two known values.
Open calculatorProperty Buying Cost Calculator
Add up every upfront cost of buying an Australian property, including stamp duty, conveyancing, inspections and LMI, to see the total cash you actually need.
Open calculatorProperty Selling Cost Calculator
Work out the true cost of selling an Australian home, covering agent commission, marketing, legal fees and mortgage discharge, to reveal your net sale proceeds.
Open calculatorRent vs Buy Calculator
Compare renting and investing your savings against buying an Australian home over time, factoring in mortgage costs, property growth and opportunity cost.
Open calculatorInvestment Property Cash Flow Calculator
Estimate the weekly, monthly and annual pre-tax cash flow of an Australian investment property from rent, vacancy, loan interest and ongoing running costs.
Open calculatorProperty Investment Return Calculator
Project the pre-tax cash-on-cash return, annualised return and equity multiple of an Australian investment property across your chosen holding period.
Open calculatorStamp Duty Calculator
Estimate transfer (stamp) duty on an Australian home purchase, including first home concessions, foreign purchaser surcharge and registration fees.
Open calculatorFirst Home Buyer Calculator
Work out your deposit position as a first home buyer: duty after concessions, LVR, lenders mortgage insurance and cash needed at settlement.
Open calculatorMortgages
12 toolsMortgage Calculator
Estimate principal-and-interest home loan repayments and total interest owed over the loan term at current Australian mortgage interest rates today.
Open calculatorHome Deposit Calculator
Calculate the deposit you need for an Australian property purchase and how long your current savings plan will realistically take to get you there.
Open calculatorExtra Mortgage Repayment Calculator
See how much interest and how many years you save by adding extra repayments to your Australian home loan each month, on top of the standard schedule.
Open calculatorMortgage Offset Calculator
Estimate the interest and loan term you save by keeping surplus savings sitting in a 100% offset account linked to your Australian home loan balance.
Open calculatorMortgage Refinance Calculator
Compare your current home loan against a new lender's rate, factor in switching costs and find the exact break-even month for refinancing your mortgage.
Open calculatorInterest-Only Mortgage Calculator
Compare interest-only home loan repayments with the higher principal-and-interest payments that follow, plus the extra total interest this structure costs.
Open calculatorLVR Calculator
Calculate your loan-to-value ratio, current home equity and deposit percentage to see exactly where you sit against common Australian lender LVR bands.
Open calculatorBorrowing Power Calculator
Get an indicative estimate of how much you could borrow for a home loan in Australia based on income, expenses, existing debts and a lender assessment rate.
Open calculatorMortgage Comparison Calculator
Compare up to three Australian home loans side by side, factoring in introductory rates, fees and extra repayments, to reveal the true total cost of each.
Open calculatorFixed vs Variable Mortgage Calculator
Compare a fixed-rate home loan against variable rate scenarios in Australia to see which could cost less under falling, flat or rising interest rates.
Open calculatorSplit Loan Calculator
Model an Australian home loan split between fixed and variable portions, showing each split's repayment, the combined repayment and total interest paid.
Open calculatorFortnightly vs Monthly Mortgage Calculator
See how switching Australian home loan repayments from monthly to genuine fortnightly instalments could shorten your loan term and cut total interest paid.
Open calculatorLoans and Debt
5 toolsCredit Card Repayment Calculator
Find out how long your Australian credit card balance will take to pay off, what it costs in interest, and exactly how much extra repayments can save.
Open calculatorPersonal Loan Calculator
Estimate personal loan repayments, total interest and fees for the true cost of borrowing in Australia, including the effect of making extra repayments.
Open calculatorDebt Snowball Calculator
Compare the snowball and avalanche debt payoff strategies across all your Australian debts to find your debt-free date and the total interest each saves.
Open calculatorBalloon Payment Calculator
Calculate the periodic repayment on an Australian loan with a balloon or residual amount due at the end, plus total interest and total repaid.
Open calculatorDebt-to-Income Ratio Calculator
Work out your debt-to-income multiple and monthly repayment-to-income percentage, a key measure Australian lenders use to assess borrowing risk.
Open calculatorBusiness
12 toolsGST Calculator
Add or remove Australia's 10% Goods and Services Tax from any amount instantly using the standard ATO divide-by-eleven calculation method for GST.
Open calculatorBreak-Even Calculator
Work out how many units your Australian small business must sell to cover fixed costs, plus the revenue and profit generated at your expected sales volume.
Open calculatorProfit Margin Calculator
Calculate gross profit, net profit and both margin percentages for your Australian business from revenue, cost of goods sold and operating expenses.
Open calculatorMarkup Calculator
Set a selling price from your cost using a target markup or margin percentage, or reverse-engineer both figures from an existing Australian retail price.
Open calculatorBAS / GST Payable Calculator
Estimate the net GST and total BAS amount payable or refundable for your Australian business activity statement, including PAYG withholding.
Open calculatorInvoice Late Fee Calculator
Calculate late payment fees and interest owed on an overdue Australian invoice using a flat fee, simple interest, compound interest or a mix.
Open calculatorSales Commission Calculator
Work out sales commission earnings under flat rate, tiered marginal or above-threshold structures, plus total earnings including base salary.
Open calculatorTrue Cost of an Employee Calculator
Estimate the true annual cost of employing staff in Australia, covering super, workers compensation, leave overhead and on-costs beyond salary.
Open calculatorFreelance Project Quote Calculator
Build a freelance or contractor project quote from hours, hourly rate, expenses and contingency, with target margin and optional GST included.
Open calculatorInventory Reorder Point Calculator
Calculate when to reorder stock using average daily demand, supplier lead time and safety stock, plus an optional economic order quantity (EOQ).
Open calculatorROAS (Return on Ad Spend) Calculator
Calculate return on ad spend (ROAS), gross profit, ROI and break-even ROAS for your marketing or advertising campaign to gauge true profitability.
Open calculatorCustomer Lifetime Value (CLV) Calculator
Estimate customer lifetime value, the CLV to CAC ratio and payback period from average order value, purchase frequency, lifespan and gross margin.
Open calculatorVehicles
7 toolsCar Loan Calculator
Calculate monthly car loan repayments and total interest for your next Australian vehicle purchase using standard reducing-balance amortisation maths.
Open calculatorFuel Cost Calculator
Estimate trip, weekly and annual petrol costs in Australian dollars from your car's L/100km fuel economy and the current price per litre at the pump.
Open calculatorVehicle Depreciation Calculator
Estimate what your Australian car is worth now and in future years using straight-line, declining-balance or known-value depreciation calculation methods.
Open calculatorCar Running Cost Calculator
Work out the true yearly and weekly cost of owning a car in Australia, covering fuel, rego, insurance, servicing, tyres and depreciation costs.
Open calculatorEV vs Petrol Calculator
Compare an electric vehicle against a petrol car on purchase price, energy costs, servicing and rego to find the exact break-even point in years.
Open calculatorNovated Lease Calculator
Estimate the take-home pay impact of a novated lease, comparing pre-tax and post-tax deductions against buying the same car with your own cash.
Open calculatorCar Depreciation Calculator
Project a car's resale value year by year using a declining balance depreciation rate, and see the total value lost over your ownership period.
Open calculatorEnergy
7 toolsEV Charging Cost Calculator
Calculate the cost to charge an electric vehicle in Australia, including charging losses, driving range added and the resulting cost per 100 km travelled.
Open calculatorElectricity Cost Calculator
Work out what your household appliances actually cost to run in Australia per day, week, month and year based on their wattage and typical usage hours.
Open calculatorSolar Payback Calculator
Estimate the payback period and long-term savings of a rooftop solar system in Australia after rebates, feed-in tariffs and annual panel degradation.
Open calculatorSolar Panel Savings Calculator
Estimate annual bill savings and the payback period for a rooftop solar system based on system size, self-consumption rate and feed-in tariff.
Open calculatorHome Battery Payback Calculator
Work out whether a home battery pays for itself by comparing stored energy value against the feed-in tariff forgone, including round-trip losses.
Open calculatorHot Water System Cost Calculator
Compare electric, gas, solar and heat pump hot water systems on upfront price and yearly running cost to find the cheapest option long term.
Open calculatorAppliance Running Cost Calculator
Calculate what any appliance costs to run per hour, day, week, month and year from its wattage, hours of use and your electricity tariff rate.
Open calculatorEveryday Tools
7 toolsAge Calculator
Calculate an exact age in years or the precise difference between two calendar dates broken down into years, months, weeks and days for any occasion.
Open calculatorPercentage Calculator
Quick percentage of a value, percentage increase and percentage decrease calculations for everyday Australian maths, shopping discounts and quick sums.
Open calculatorDate Difference Calculator
Work out the total days, business days, weeks, months and years between two dates, with optional weekend and national public holiday exclusions.
Open calculatorPercentage Change Calculator
Calculate percentage of a number, percentage change between two values, increase or decrease by a percentage and what percentage one number is of another.
Open calculatorUnit Conversion Calculator
Convert length, weight, volume, area, temperature, speed and fuel economy units, including litres per 100km, km per litre and miles per gallon.
Open calculatorBMI and Health Calculator
Estimate your BMI, WHO weight category, healthy weight range, waist-based health risk and daily energy needs in kilojoules and kilocalories.
Open calculatorPaint Coverage Calculator
Work out paintable wall and ceiling area, litres of paint needed, tins to buy and total estimated cost, with editable door and window deductions.
Open calculator