Super and Retirement Calculators
27 free calculators in this category. Every result is worked out in your browser — nothing you type is sent anywhere.
Account-Based Pension Drawdown Calculator
Project how long an account-based pension balance will last given your drawdown rate and assumed investment return.
Open calculatorCarry-Forward Concessional Contributions Calculator
Estimate unused concessional super cap from previous years that you may be able to carry forward and contribute this year.
Open calculatorCompound Super Growth Calculator
Visualise how compounding investment returns grow a superannuation balance year by year to retirement.
Open calculatorConcessional Contributions Cap Calculator
Check how much room you have left in your annual concessional (before-tax) super contributions cap.
Open calculatorDivision 293 Tax Calculator
Estimate the extra 15% Division 293 tax that applies to concessional super contributions for high income earners.
Open calculatorDownsizer Contribution Calculator
Estimate how much of your home sale proceeds you could contribute to super under the downsizer contribution rules.
Open calculatorEmployer Super Contribution Calculator
Work out the compulsory super guarantee contribution your employer must pay on your ordinary time earnings.
Open calculatorFIRE Number Calculator
Calculate your Australian FIRE number for financial independence using your desired annual expenses and safe withdrawal rate, plus years to reach it.
Open calculatorGovernment Super Co-Contribution Calculator
Estimate the government co-contribution you could receive for making personal after-tax super contributions on a low or middle income.
Open calculatorMinimum Pension Payment Calculator
Estimate the minimum annual payment required from an account-based pension using an age-based percentage you enter.
Open calculatorNon-Concessional Contributions Cap Calculator
Estimate your annual non-concessional (after-tax) super contributions cap, including the three-year bring-forward option.
Open calculatorPension Drawdown Calculator
Simulate drawing down a retirement account year by year with your chosen withdrawal rate, investment return and fees, and see when funds run out.
Open calculatorRetirement Income Calculator
Estimate the sustainable annual income your superannuation balance could provide throughout retirement.
Open calculatorRetirement Savings Calculator
Project your Australian retirement savings balance in nominal and today's-dollar terms from your balance, contributions and expected returns.
Open calculatorRetirement Savings Gap Calculator
Compare your projected super balance at retirement with the balance you would need to fund your target retirement income.
Open calculatorSalary Sacrifice Calculator
See how salary sacrificing into super lowers your income tax, what actually lands in your fund after contributions tax, and how the balance grows over time.
Open calculatorSpouse Super Contribution Offset Calculator
Work out the potential tax offset for making super contributions on behalf of a low-income or non-working spouse.
Open calculatorSuper Balance Projection Calculator
Project your superannuation balance forward using your current balance, contributions and an assumed investment return.
Open calculatorSuper Contribution Cap Calculator
Check concessional and non-concessional super contributions against annual caps, including carry-forward and bring-forward rules, and flag any excess.
Open calculatorSuper Fees Impact Calculator
See how much administration and investment fees could cost your superannuation balance over the long term.
Open calculatorSuper Guarantee Calculator
Calculate employer superannuation guarantee contributions at the current 12% rate on ordinary time earnings, shown per pay cycle and per financial year.
Open calculatorSuper Insurance Cost Impact Calculator
Estimate how much insurance premiums deducted from your super could reduce your retirement balance over time.
Open calculatorSuper Preservation Age Calculator
Work out your superannuation preservation age — the age you can access your super under current access rules.
Open calculatorSuper Retirement Projection Calculator
Project your superannuation balance at retirement, factoring employer contributions, salary sacrifice, the 15% contributions tax, fees and inflation.
Open calculatorSuper Splitting Calculator
Estimate how much of a partner's concessional super contributions could be split to the other partner's super account.
Open calculatorTransfer Balance Cap Calculator
Check how much of your personal transfer balance cap you have used or have remaining for retirement phase pension accounts.
Open calculatorTransition to Retirement Calculator
Estimate the income a transition-to-retirement pension could provide while you keep working reduced hours before full retirement.
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