Child Care Cost Calculator
Estimate your weekly out-of-pocket child care cost after applying an expected Child Care Subsidy percentage to the daily fee.
Your results
This is a simplified estimate that doesn't apply the CCS hourly fee cap.
Calculation breakdown
- Out of pocket
- (daily fee × days per week) × (1 − CCS%)
Worked example
A $140 daily fee for 3 days a week with 60% CCS: gross $420, subsidy $252, out-of-pocket $168 per week.
Assumptions
- Your actual CCS rate depends on family income and activity level — confirm your rate with Services Australia.
- Does not apply the hourly fee cap that may reduce the subsidy for high daily fees.
How this calculator works
Enter your child care centre's daily fee, the number of days per week attended, and your expected Child Care Subsidy percentage to estimate your weekly out-of-pocket cost.
Frequently asked questions
Where do I find my Child Care Subsidy percentage?
Your actual CCS rate depends on your family income, activity level and other factors set by Services Australia — check your Centrelink online account or the Services Australia website for your exact rate.
Does this include the subsidy's hourly rate cap?
No, this is a simplified estimate; Services Australia applies an hourly fee cap that may reduce your subsidy if your daily fee is very high.
Can I use this for multiple children?
Run the calculator once per child, as subsidy percentages and daily fees can differ between children and centres.
Results are estimates only and are not financial, tax, legal or credit advice.