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Super and Retirement

Employer Super Contribution Calculator

Work out the compulsory super guarantee contribution your employer must pay on your ordinary time earnings.

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Your results

Super per pay cycle$360.00
Estimated annual super$4,320

Calculation breakdown

Contribution
ordinary time earnings × super guarantee rate

Worked example

On $3,000 ordinary time earnings per month at a 12% rate, employer super contributions are about $360.00 a month.

Assumptions

  • Default rate reflects the configured super guarantee rate (12%); confirm the current legislated rate with the ATO.
  • Assumes all earnings are ordinary time earnings; overtime is usually excluded.

Sources

How this calculator works

This calculator applies the current superannuation guarantee percentage to your ordinary time earnings to estimate the compulsory super contribution your employer should pay, per pay cycle and per year. It is useful for checking payslips or budgeting for retirement.

Frequently asked questions

What counts as ordinary time earnings?

Generally your normal hours worked, including most allowances and paid leave, but usually excluding overtime — check your payslip or the ATO's definition for edge cases.

Is the super guarantee rate fixed here?

The default reflects the current legislated rate from src/config, but you can override it if your employer pays above the minimum.

Does this include salary sacrifice?

No, this only estimates the compulsory employer contribution; add salary sacrifice separately using the super balance projection calculator.

Results are estimates only and are not financial, tax, legal or credit advice.

Actual entitlements can depend on your award, enterprise agreement, contract, employment status and individual circumstances.

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