Super Preservation Age Calculator
Work out your superannuation preservation age — the age you can access your super under current access rules.
Your results
Calculation breakdown
- Lookup
- preservation age schedule based on date of birth (55 to 60)
Worked example
Someone born in March 1962 has a preservation age of 57 under the standard schedule.
Assumptions
- Based on the standard ATO preservation age schedule, which is fixed by legislation.
- Accessing super also generally requires meeting a condition of release such as retirement, in addition to reaching preservation age.
Sources
How this calculator works
This calculator looks up your superannuation preservation age from your date of birth using the schedule set out by the ATO, which ranges from 55 to 60 depending on when you were born. Accessing super generally also requires meeting a condition of release, such as retirement.
Frequently asked questions
What is preservation age?
It's the minimum age at which you can generally access your super, assuming you also meet a condition of release such as retiring.
Is preservation age the same for everyone?
No, it depends on your date of birth: it rose gradually from 55 to 60 for people born from before 1 July 1960 through to after 30 June 1964.
Can I access super before preservation age?
Only in limited circumstances such as severe financial hardship or compassionate grounds — check the ATO's conditions of release.
Results are estimates only and are not financial, tax, legal or credit advice.