Skip to content
Saving and Investing

Asset Allocation Calculator

See the percentage split of your portfolio across shares, property, cash and other assets, and the dollar amount in each.

$
$
$
$

Your results

Total portfolio value$120,000
Shares50%
Property33.33%
Cash12.5%
Other4.17%

Breakdown

Asset classValue% of portfolio
Shares$60,00050%
Property$40,00033.33%
Cash$15,00012.5%
Other$5,0004.17%

Calculation breakdown

Allocation %
asset class value ÷ total portfolio value × 100

Worked example

With $60,000 in shares, $40,000 in property investments, $15,000 in cash and $5,000 in other assets, your $120,000 portfolio is 50% shares, 33.3% property, 12.5% cash and 4.2% other.

Assumptions

  • Whether to include your home is a personal choice; most investors exclude it as it is not held for investment income.
  • Does not provide a recommended allocation; the right mix depends on your goals and risk tolerance.
  • Uses current values you enter, so revisit periodically as balances change.

How this calculator works

Enter the dollar value held in shares, property, cash and other assets to see each asset class as a percentage of your total portfolio. Reviewing your allocation regularly helps you check it still matches your risk tolerance and investment goals.

Frequently asked questions

What counts as 'other assets'?

Use this for anything not covered by shares, property or cash, such as crypto, collectibles or private business equity.

Does it recommend an allocation?

No, it only reports your current split; the right mix depends on your goals, timeframe and risk tolerance.

Should I include my home?

That is a personal choice; many investors exclude the family home since it is not held for investment income.

Results are estimates only and are not financial, tax, legal or credit advice.

Related calculators

← Back to all calculators